Sara Conklin and Melanie Johnson Elite Expert Insider

Live Rich by Spending Less? Sarah Conklin Says YES—Here’s How

June 9, 2025

Melanie Johnson, co-owner of Elite Online Publishing, interviews interviews best-selling author Sara Conklin as she shares her journey to living a more intentional, frugal life.

Listen Below:

Watch Below:


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What You’ll Learn In This Episode:

  • Spending Priorities and Value
  • Mindset of Frugality
  • Paying Down Debt – The Debt Snowball Method

Quotes:

“Frugal living isn’t necessarily about not spending money. It’s about spending money with value and with intention.” (01:38)

“It takes practice. It really does. Baby steps. Small, simple systems that you put into place.” (05:10)

“There’s something called the debt snowball method where you list your debts from smallest to largest. You ignore the interest rate because many times debt is not a math issue, it’s a YOU issue.” (08:03)

About Sara Conklin:

Sara Conklin is a financial coach, budget expert, and founder of Frozen Pennies, a platform dedicated to helping midlife women save money, live intentionally, and prepare for retirement. Known for her relatable, down-to-earth approach, Sara blends her love of coffee, yoga pants, and smart money habits to make financial wellness approachable and empowering. As a wife, mom, and proud Grammie, she’s passionate about guiding women through the challenges of family, career, and midlife transitions with confidence and frugality.

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Video URL: https://youtu.be/dc0TphlaeFo

Website: https://EliteOnlinePublishing.com

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